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Terms of Service

Effective Date: August 30, 2026 • Last Updated: August 30, 2026
Operating Entity
Nuno Ribeiro
Sole Proprietorship / Independent Professional (Einzelunternehmen)
Trading As
Zero Point Intel / Nuncio
Operating Jurisdiction
Zurich, Switzerland
Swiss & EU Compliance
Contact & Inquiries
contact@zeropointintel.com

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you (whether personally or on behalf of an entity, "Customer", "Merchant", or "Tenant") and Nuno Ribeiro (Sole Proprietor / Independent Professional trading as Zero Point Intel, "we", "us", or "our"), concerning your access to and use of the software-as-a-service platform, APIs, dashboard, and related automation integrations (the "Service") operated under the brands Zero Point Intel and Nuncio.

By creating an account, connecting a WhatsApp Business Account (WABA), or using the Service, you agree to be bound by these Terms.

2. Description of Service

Zero Point Intel provides high-assurance, multi-tenant conversational automation and lead qualification platforms for businesses using WhatsApp. Key capabilities include:

  • Integration with the Meta WhatsApp Cloud API via Embedded Signup.
  • Deterministic AI assistance for inbound quote inquiries, service catalog search, and appointment scheduling.
  • Multi-channel unified inbox, lead pipeline management, and owner WhatsApp control planes.
  • Automated billing, subscription management, and self-service portal powered by Stripe.

3. Compliance with Meta & WhatsApp Policies

As a condition of using the Service with WhatsApp:

  1. WhatsApp Business Terms: You agree to strictly abide by the official WhatsApp Business Terms of Service and WhatsApp Business Messaging Policy.
  2. Commerce Policy: You attest and warrant that your business does not market, distribute, or transact in prohibited categories (e.g. weapons, illicit substances, unregulated financial schemes).
  3. Opt-in & Consent: You are solely responsible for ensuring that all contacts messaged through the Service have provided valid consent in compliance with applicable telecommunications and privacy regulations (including GDPR and Swiss revDSG).
  4. Meta Fees: You are directly responsible for adding a valid payment method to your Meta Business Manager to cover Meta conversation fees billed directly by Meta.

4. Subscriptions, Fees, and Payments

Access to our paid tiers is billed on a recurring monthly or annual basis. All subscription payments are processed securely via Stripe. By subscribing, you authorize recurring charges to your designated payment method.

Cancellations: Subscriptions may be canceled at any time via the Stripe Customer Portal. Cancellations take effect at the conclusion of the active billing cycle.

5. Data Privacy & Security

Our processing of personal data is governed by our Privacy Policy. We enforce rigorous technical and organizational measures (TOMs), including TLS 1.3 encryption in transit, AES-256 encryption at rest, and strict database Row-Level Security (RLS) to safeguard tenant data.

6. Prohibited Uses

You agree not to use the Service:

  • To send unsolicited spam, mass marketing without prior consent, or deceptive messages.
  • To impersonate any individual, entity, or regulatory authority.
  • To attempt unauthorized access to another tenant's data, reverse engineer, or decompile the platform.
  • In violation of applicable Swiss, European Union, or international laws.

7. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to conflict of law principles, alongside applicable mandatory European Union consumer protection and data protection regulations for users within the EU/EEA. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of the Canton of Zurich, Switzerland.

8. Contact Information

If you have questions regarding these Terms, contact:
Operator: Nuno Ribeiro (Zero Point Intel)
Operating Jurisdiction: Zurich, Switzerland
Email: contact@zeropointintel.com
Website: https://zeropointintel.com

© 2026 Zero Point Intel (Nuno Ribeiro). All rights reserved.
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